Jane Cheetham - RE/MAX Acclaim



Posted by Jane Cheetham on 9/10/2019

Checklists are like that chore list your mom used to give you. To-do lists can help keep you on task when you want to accomplish many things in a small time-frame. Lists can also help you start and maintain new daily routines. Putting the power of time management systems to work for you. Whether you need to get yourself packed for traveling, develop a healthier lifestyle, or cut down on the family mayhem. When you work out a routine for developing habits for time efficiency, the outcome becomes predictable. Teaching your kids this skill set will enable you to hand off some of those household to-do lists. 

Get Packed and Out the Door

Getting ready to head out of town can be stressful between making sure you secure your home, pets are taken care of, and your bags are packed. Having a system to get you on your way helps reduce stress and uses your limited time effectively. A method to secure your home while you are gone, another for your house/pet/plant sitter and a system for packing what you will need for your trip. If you have a household binder or management files, you can add your printed checklists. If you do not have one, consider putting one together. Having a pre-made list to check off what needs to happen makes everything run a little smoother. You can also delegate things to other people with confidence.

Healthy Routine Checklists

One thing you cannot delegate is your health. Only you decide what level of commitment you will invest in a healthy lifestyle. You already start each day off with a routine; whether it is intentional or unconscious, you do the same things usually in the same order every morning. You may only need to add one or two small things to reap the benefits of a healthier you. Using your personal goals as a guide, pick a few simple changes to your morning routine that will add health to your life. For example, putting a bottle of water by your bed a night and drinking it first thing in the morning is an excellent start to the day. Consider taking five minutes and stretching out before you get dressed. Let it be your warm-up for your busy, stressful day ahead.

Look at your daily habits or routines and write down the morning routine that sets you up to conquer the day!




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Posted by Jane Cheetham on 2/19/2019

The time has come to go through and clear what has become clutter in your own home. Hopefully, you can give the items more life and someone else the opportunity to have the use of these items. After all one manís trash is another manís treasure right? The answer is maybe not. There are some things that donation centers are unable to accept. Here are a few of those items and some ideas.

Mattresses and box springs 

Due to the issue of sanitation most donation places are not able to accept mattresses and box springs because they cannot guarantee that they are free from bed bugs, mites, or any other undesirable extras hidden away inside. Thankfully when you purchase a new mattress if you have it delivered the option may be available for them to haul away your old one for you. 

Large appliances 

Nowadays more often than not when someone is looking to purchase large appliances, they would instead get new products and ensure the use of their purchase for years to come. With cheaper choices available and the option to finance becoming open to more and more consumers donation centers are not as willing to accepting these donations. Other opportunities to purge them from your house are to put it in a garage sale or want ads of your choice. If you are purchasing a new appliance, many large stores will offer to haul away your old ones for you. Something that you may consider for your large appliances is your local scrap metal yard as they usually purchase these types of items for their metal value. 

Old, worn, stained or broken items 

Needless to say, if an article is any of the above, it is beyond going to a donation center. These are items that just need to go into the recycle or trash bin. 

Additional considerations

Things that have been left over from garage sales, items that you received for free or for participation, anything with the potential to grow mold and anything vulgar or offensive are good things to put on the curb instead of the donation pile. Check around to see if any places around you are willing to accept large and/or unwieldy items since some organizations just donít have the room for these. 

To sum it up 

Try to make sure that what you are donating isnít actually a trash item and if you cannot find a donation center that is willing or able to accept what you have to offer then make sure that you follow your cityís ordinances for disposal or recycling. Enjoy your clutter free home with the assurance that you have given a second chance to items that you can and helped give back to your community. Ask your real estate agent to recommend the best donation locations.




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Posted by Jane Cheetham on 5/31/2016

Who wouldn't like to pay off the mortgage early? Getting rid of mortgage debt will allow you the security and the psychological benefit of owning your home free and clear. There are lots of ways to accomplish these goals. Here are some suggestions on ways to get rid of your mortgage debt. Compare the options and do what works best for you. 1. Add more money to your monthly payment. This will help pay down the principal balance shortening the length of your loan. When you pay more on your principal is gets lower, and the lower your principal gets, the more every payment from then on is applied to principal, as less goes to cover interest expense. 2. Refinance. Refinance your mortgage to 10, 15 or 20 years. Your payments will be higher on a 15-year loan, but often the rate is lower and the loan is paid off much quicker. If you are afraid to take out a 15- year loan take out a 30-year loan, but make payments as if you had a 15-year loan. 3. Make biweekly payments. Most banks have a biweekly payment plan. Since there are 52 weeks in the year if you pay half your regular mortgage payment every other week, you'll have made 26 half-payments, or 13 payments. There are options when it comes to owning your home free and clear. Just decide which one works for you and be on your way to being mortgage free.