Jane Cheetham - RE/MAX Acclaim



Posted by Jane Cheetham on 9/17/2019

Have you heard a lot about HUD homes, but arenít sure if you should buy one or what the process entails?  HUD stands for The Department Of Housing And Urban Development. The FHA (Federal Housing Administration) is a part of HUD. The FHA is where federal mortgage insurance comes from. If a home is foreclosed on and insured by the FHA, the lender has a right to file a claim for the balance due on the mortgage. The FHA will pay this claim, and then transfer the ownership of the property to the HUD who will sell the home.


Will A HUD Home Provide A Price Break? 


The answer to this question is not necessarily. A HUD home is appraised just like any other home for sale. The price is based on the fair market value of the home. The prices may be adjusted according to any repairs that need to be made to the home. Itís a good idea to have your realtor look into comparable prices for HUD homes, as these properties arenít guaranteed to be a deal.


Know that HUD homes are sold as-is. There isnít much negotiating like that of a typical home purchase. As the new owner, youíll be responsible for all of the repairs. Itís a good idea to invest in a home inspection before you buy a HUD home for this reason. Youíll have a better understanding of what youíre getting into with this type of home purchase. 


How Do You Begin The Search For A HUD Home?


Housing and Urban Development homes are listed by state on the departmentís website. This is a good place to start your search. The site also lists brokers who are approved by the HUD. You can then contact local brokers to show you the HUD properties that youíre interested in.


The Process Of Making An Offer


Buying a HUD property can be very different than buying any other type of home in that the offer process is a bit different. These properties are sold through bids. You must hire a licensed real estate agent to assist you in this process, you canít just put a bid in on your own. Youíll need to be sure that your offer is placed during the designated offer period. Either the highest bid is accepted or the bid that came in first in order will be taken. Generally, the HUD wants to take the offer that will get them the most profit.


Careful With Financing


The HUD does not finance homes. Youíll need to apply for a mortgage just as you would in buying any other home. Before you can even make an offer on a home you must have approved financing. If for some reason you get through the process of having your offer accepted on the home and the financing falls through, thereís a chance that you could lose your earnest money deposit.     

     





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Posted by Jane Cheetham on 9/10/2019

Checklists are like that chore list your mom used to give you. To-do lists can help keep you on task when you want to accomplish many things in a small time-frame. Lists can also help you start and maintain new daily routines. Putting the power of time management systems to work for you. Whether you need to get yourself packed for traveling, develop a healthier lifestyle, or cut down on the family mayhem. When you work out a routine for developing habits for time efficiency, the outcome becomes predictable. Teaching your kids this skill set will enable you to hand off some of those household to-do lists. 

Get Packed and Out the Door

Getting ready to head out of town can be stressful between making sure you secure your home, pets are taken care of, and your bags are packed. Having a system to get you on your way helps reduce stress and uses your limited time effectively. A method to secure your home while you are gone, another for your house/pet/plant sitter and a system for packing what you will need for your trip. If you have a household binder or management files, you can add your printed checklists. If you do not have one, consider putting one together. Having a pre-made list to check off what needs to happen makes everything run a little smoother. You can also delegate things to other people with confidence.

Healthy Routine Checklists

One thing you cannot delegate is your health. Only you decide what level of commitment you will invest in a healthy lifestyle. You already start each day off with a routine; whether it is intentional or unconscious, you do the same things usually in the same order every morning. You may only need to add one or two small things to reap the benefits of a healthier you. Using your personal goals as a guide, pick a few simple changes to your morning routine that will add health to your life. For example, putting a bottle of water by your bed a night and drinking it first thing in the morning is an excellent start to the day. Consider taking five minutes and stretching out before you get dressed. Let it be your warm-up for your busy, stressful day ahead.

Look at your daily habits or routines and write down the morning routine that sets you up to conquer the day!




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Posted by Jane Cheetham on 9/3/2019

A bedroom is for relaxing, so the decoration idea of a bedroom should be to relax. Although quite a number of modern bedroom designers will recommend having a sitting area, a king size bedroom, a mini office all in your bedroom, it doesnít have to be so.

Having a small bedroom can, in fact, be a blessing and help your night sleep. Since space is limited, TV set, videos, etc. that can serve as a distraction to a better night sleep wouldn't have space. Hence, the less you have to do in your bedroom, the better the chance of having a good night's sleep. This, however, doesn't mean that you cannot have a beautiful bedroom. 

Here are some excellent small bedroom decoration ideas: 

Embrace Minimalism

You can add space to your small bedroom when you concentrate only on the essentials. Since the only thing a bedroom must have is a bed, keep other accessories like gadgets, books, and pieces of furniture down.

You can engage in a sleek built in for more storage space. With built-ins, you can maximize storage which gives you plenty of storage space while you get to sleep comfortably.

Use Mirrors

Mirrors create the illusion of a bigger bedroom. You can be creative with a mirror by identifying the perfect location where it can reflect the natural light from the window. Get a body length mirror and placing it on the wall. You do not have to drill holes, although it is better to secure it with wall tacks if you are worried it will fall.

Add Storage Areas Under the Bed

If you buy a new bed, get a bed with drawers beneath for extra space. If you already have a bed, raise it so that you can use decorative bins underneath for extra space. Milk crates and some other baskets are great, and you can enjoy using them under your bed.

Live Vertically

Pressed for space? You can leverage the higher areas available. You can add a platform or a loft with storage in your bedroom. While not everyone may not be able to attempt this, it is good for people who don't mind climbing into their beds.

Invest in Floating Shelves

Floating shelves are an excellent way to solve space issues in a small bedroom. Some floating shelf ideas for small bedroom:

- A bookcase

- A laptop desk

- Replacement for your nightstand etc.

You shouldnít have to be put off by the fact that you have a small bedroom. With the following decoration ideas, you can get creative and make the best use of it.




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Posted by Jane Cheetham on 8/27/2019

There are a number of steps involved in buying a home. One of the many important things you should do before closing on a new home is to get the house properly inspected.

Buyers sometimes avoid getting a professional inspection for a number of reasons. Some are on a tight budget and want to save a few dollars. Others have time constraints and want to close as soon as possible. And, many buyers believe that omitting an inspection is a way to show trust in the previous owner.

In this article, weíll talk about why getting a home inspection is such an important part before closing on a real estate deal.

Inspection costs

Closing on a home comes with a number of expenses. Application fees, origination fees, underwriting feesÖ the list goes on. If youíre buying a home, you might be tempted to opt out of getting the property inspected to save money.

The cost of an inspection ranges anywhere from $200 for smaller homes, to $400 or more for large homes. However, the cost of not getting your home inspected can be much greater. Even if youíre knowledgeable when it comes to houses, there are a number of things that only the experts can diagnose.

Having a professional inspect the home is the only way to ensure that there arenít any issues that will come back to haunt you (and your wallet) in the months and years to come.

Saving time

Many buyers are eager to close the deal and begin moving into their new home as soon as possible. Sometimes buyers need to vacate their old home before a certain date, others try to time their move around holidays or school vacations.

There are other ways, however, to make sure you get the house inspected in time. First, make sure youíve included a home inspection in your purchase agreement. This will avoid wasted times debating whether or not you are entitled to inspect the home.

Next, call multiple inspectors in your area for quotes and availability. Delaying this step can make you lose time, and inspectors might charge you more if they have to squeeze you into their schedule.

The best time to schedule an inspection is as soon as your offer is accepted.

Maintaining a good relationship with the seller

It may seem like an act of diplomacy to waive a home inspection. In reality, however, nearly all sellers will understand that you are simply doing due diligence to make sure the process runs smoothly for both of you.

Sellers might sometimes offer you the findings of a previous inspection that they had done. In this case, itís still important to have your own inspection done so that you can walk through the home with the inspector and listen to their feedback. You canít be sure of the accuracy of any old reports, and the previous inspector is only accountable to the seller.


Having a home professionally inspected is almost always a good idea. It can save you time and money in repairs that could have been avoided.





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Posted by Jane Cheetham on 8/20/2019


184 Burbank Rd, Sutton, MA 01590

Single-Family

$380,000
Price

7
Rooms
3
Beds
2
Baths
Great price and value! Spacious contemporary home set on nearly 2 ac retreat lot on scenic Burbank Rd.The home offers an open living first floor plan- a Great room with 19' vaulted ceiling, pendant lighting and French doors- completely open to the kitchen. The Great room area opens to a lovely 4 season room, which has a multitude of use and offers a wood, vaulted ceiling, skylights and walls of glass.Two bedrooms are on the 1st floor while master bedroom and loft are on the 2nd. Finished room in LL provides add'l space. Heat was converted to HWBB/oil from electric heat 13 yrs ago. Ductless AC/heat units on both floors (4 total), roof (6 yrs ago) and replacement windows (exception 4 season rm and garage) were done under current ownership. All appliances remain, including w/d.Wrap around deck off 4 season room.Propane generator remains.Security system.Title V in hand.Located on the north side of Sutton-convenient to a multitude of shopping and major hgwys- Rts. 146, 20 & I-90.
Open House
Sunday
August 25 at 12:00 PM to 2:00 PM
Dramatic price change! All agents honored. Easy to show if you want to set up a private showing. Thanks!
Cannot make the Open Houses?
Location: 184 Burbank Rd, Sutton, MA 01590    Get Directions

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