Jane Cheetham - RE/MAX Acclaim



Posted by Jane Cheetham on 3/31/2020

Image by DarthZuzanka from Pixabay

Those who have lived in the same home for an extended period of time may be thinking about renovating their house. This is a chance to update the space to fit more contemporary styles while also increasing the value of the home itself. With this goal in mind, here are a few home improvement trends to try this year.

The Addition of Subway Tiles

In the world of interior design, the popularity of subway tiles has already skyrocketed. This is a glamorous tile is used to bring urban vibes right into the comfort of one's home. These tiles can be used to add a little bit of sparkle to any room. Subway tile can be used to create visual interest without drawing attention away from the structure of the room itself but they can also stand as a design centerpiece. Look for accented subway tiles that will beautifully bring out the features of the room. These details may come in the form of different colors, understated texturing, or setting the tiles into unique patterns.

The Use of Open Shelving

Open shelving used to be thought of as a fringe idea; however, it is here to stay. They are often designed to be a slightly different color from the rest of the kitchen to highlight the minimalist design aesthetic that has become popular in recent years. While proving easier access to stored items, open shelving also creates an opportunity to add a punch of color or pattern at the back of the shelves without updating the whole wall. Many people also like to accent open shelves with handmade ceramics or collectibles. The flexibility and versatility of open shelving have made this a popular trend.

The Expansion of the Bathroom

Many homeowners are looking for updates that will bring a sense of luxury and convenience to their bathrooms. You may look for ways to make the space bigger and incorporate some new technology. You may consider adding heated toilet seats or jets for the bathtub. Create built-in seating in the showers, install adjustable showerheads, and create storage alcoves in the shower itself. Adding counter space and dual faucets is another popular and timeless upgrade.

The Advantages of Home Improvement

Home improvement projects aren't just a way to elevate living spaces. They are an opportunity to invest in your home and add value to it. Why not take a look at some home improvement options for 2020?





Posted by Jane Cheetham on 3/24/2020

Photo by MoneyforCoffee via Pixabay

Online tools make it easy to find good estate and moving sales. Here's how to catch the best of the local offerings.

Your Smartphone Can Keep You Posted.

Do a search for find garage sales near me and you'll immediately see online apps that work on your phone to tell you about yard sales and estate sales in your area. These even show you the photo albums, lists of major available items posted by sellers, and routes to the sales.   

Use the app you like to set up a free, weekly alert. You can request a listing of all sales within 10 miles of your home. 

Except for a few weeks in the winter, you'll get more listings every week than you can possibly plan to hit in a weekend. Choose about three sales within five or six miles of each other, and hit them all in one foray. If one is so-so, another may be just what you wanted. 

Extra Weekend Time? Hit the Sales!

We're big fans of local estate sales, and here's how we make the most of them:

  • Look for cues in the listings. When you see the term "huge, multi-family," it often isn't. The real gems generally turn up in the architecturally interesting or older homes.  
  • Look through the pictures posted online by the seller. These will show you whether the focus is knickknacks from the attic, office furnishings, antiques, or something else.
  • Bring cash. Most sellers take local checks, but a limited wad of cash helps you get a nice bargain for the items you pick out.

Weekend events run by professional estate sale companies are more expensive. All items have price tags. But the professional sellers managing the sale often have permission from the homeowner to bargain.

What Are the Top Estate Sale Finds?

Top finds are chairs, tables, and desks. Estate and moving sales are fabulous for offering older furniture. Well-made furniture can last generations. Focus on pieces 20 years old or more. Worn upholstery or mildly scratched wood can usually be renovated. 

Estate and moving sales can also be the source of beautiful dishware and like-new kitchen gadgets. Some are treasure troves of Tiffany lamps, fireplace tools, useful touches for home offices and gardens, or vintage albums.

Meet People. Appreciate Their Stories. 

The early bird is overrated. Get the best bargains on overlooked finds late in the sale schedule. It's a less hectic time, and a time when sellers are most willing to let their hair down.

Hear seller's stories, appreciate their life changes, and, if it feels right, you may be able to pitch in with a little moral support.




Tags: yard sale   sales   Estate Sales   Estate  
Categories: Uncategorized  


Posted by Jane Cheetham on 3/17/2020

For those who want to simplify the homebuying process, crafting a budget is ideal. Because if you tailor your house search to your finances, you can eliminate the risk of spending beyond your means to acquire your dream residence.

Now, let's take a look at three tips to help you budget for the homebuying journey.

1. Analyze Your Financial Situation

Request a copy of your credit report – you'll be glad you did. You are eligible to receive a free copy of your credit report annually from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). Once you have your credit report, you can assess your credit score and take steps to improve it as needed.

Getting your credit report can help you identify outstanding debt and other financial issues that may make it tough to acquire a house. If you can correct these issues today, you can eliminate the risk that they could impact your ability to buy your dream residence in the near future.

2. Consider Your Homebuying Expenses

The price of a home is one of many financial considerations that a buyer will need to evaluate during the property buying journey. Fortunately, if you map out your homebuying expenses, you can ensure that you'll have the finances available to cover these costs as you pursue your dream home.

For example, a property inspection may be used to assess a house's condition before you finalize a home purchase. This inspection will require you to hire a professional home inspector, so you will need to make sure you have the money available to cover the cost of this homebuying expense.

You should consider home closing costs as well. And if you start saving for home closing fees and other homebuying expenses, you won't have to worry about scrambling to get the money to cover these costs as you navigate the property buying journey.

3. Get Pre-Approved for a Mortgage

Pre-approval for a mortgage is a must, regardless of your homebuying goals. If you meet with a variety of banks and credit unions, you can analyze your home financing options and select a mortgage that suits you perfectly.

Banks and credit unions are happy to teach you about different types of mortgages and how each type of mortgage works. Plus, if you have any mortgage questions, banks and credit unions are ready to respond to your queries right away.

As you prepare to pursue your dream house, you also may want to hire a real estate agent. In addition to helping you streamline your search for your ideal residence, a real estate agent can put you in touch with the top mortgage professionals in your area, help you plan ahead for various homebuying expenses and much more.

If you want to conduct a successful home search, it may be a good idea to prepare a homebuying budget. Thanks to the aforementioned tips, you can craft a homebuying budget so you can accelerate the process of acquiring your dream house.




Categories: Uncategorized  


Posted by Jane Cheetham on 3/10/2020

Image by Nattanan Kanchanaprat from Pixabay

Owning a home can be an amazing experience. But interest from your mortgage accumulates over time, leaving you to seemingly pay an arm and a leg to finance your home. But while you may think that paying off your mortgage early is a great idea, that isn’t always the case.

You May Have Other Debt

Paying off your mortgage early can save you on interest costs, but you more than likely have other debt to deal with. If you have other debts — like car loans, student loans or credit card debt — then these should be paid off first. Try to focus on your debts with higher interest rates; these tend to be associated with credit cards. After you’ve paid those debts off, then moving on to pay off your mortgage could be a good choice.

You Don’t Want to Go Broke

Paying off your mortgage may sound great and all, but you must consider all of your expenses, including possible emergencies. Saving on interest is very tempting, but it shouldn’t come at the expense of your emergency fund. You never know when something serious will happen, so do your best to set aside some cash. If you have hefty savings and all of your expenses are accounted for every month, then you can move on to paying off your mortgage early.

Consider Your Future

Many people try to pay as much as they can towards their mortgage, only to find out that they used up all of their money. While they have some big expenses and big life changes that cost money, now they have to save up in order to cover those costs. That being said, it’s best to think about your future before paying more towards your mortgage. Are you planning on having kids? Thinking of going back to school? With how frequent life changes, you never know when you could use money down the road. While it might seem like a great plan to throw money at your mortgage payment, think about your life goals and how your finances fit in that equation.

It Can Be Beneficial

Although we’ve made some points above that suggest that you shouldn’t pay off your mortgage early, it can still be very beneficial to do so. Let’s say your household is doing very well with finances and money is pouring in quickly. If your other debts and finances are taken care of, then paying off your mortgage early can help you save on interest; the larger amount you pay, the more you’ll save on interest. However, this can be a tough choice. Be sure to consider the points mentioned above before paying this loan off early.





Posted by Jane Cheetham on 3/3/2020


 Photo by Ben Thijssen via Pixabay

If you're like many modern homeowners, your ideal of an ideal outdoor living space is one that serves as a personal oasis. Perhaps you've cultivated a thriving culinary herb garden complete with classically inspired statuary or maybe you've carved out a serene space in the middle of a flowering thicket. Whatever type of sanctuary you've created in your outdoor living space, you probably want to be able to enjoy it as often as possible, and there may be nights when you find yourself reluctantly heading indoors as the sun sinks below the horizon. However, with the right type of outdoor lighting, you can relax or entertain in your outdoor living space no matter what the time of day. Following are just three ways to light up your night:

Water Feature Lights

If you've got waterfalls, fountains or ponds in your outdoor living space, consider using lighting to add a dramatic effect. Backlighting works well on waterfalls and fountains, and in-ground lighting highlights and defines ponds. If you're lucky enough to have a stream running through your property, you can place solar lights on the bank for added visibility. 

Walkway Lights

Walkways of all types, from winding garden paths to basic concrete walks leading up to your front door can benefit from ground-level lighting. Walkway lights increase aesthetics as well as provides a layer of protection against slip-and-fall accidents, making them ideal if you like to do a lot of outdoor entertaining. 

Another lighting option when you want visibility on walkways or other ground-level spaces is downlighting from posts placed alongside the walkway. This is a great option when you want the area to be extremely well-lit at night. 

Specimen Plant Lights

Specimen plant lights showcase individual trees and shrubs that feature particular visual interest. Monkey puzzle trees, for instance, make good choices because of their unusual appearance. You might also choose to have specimen lighting options installed for the purpose of backlighting your favorite flowering shrubs. Specimen plant lighting is also instrumental for those who want to create architectural balance after dark. For instance, if you've got two tall arborvitaes flanking your front entryway, specimen lighting backlighting each one provides a classically elegant appeal. 

Overhead Fairy Lights

If midsummer soirees are a part of your seasonal entertaining agenda, consider bringing an ethereal accent to the picture by stringing fairy lights in tree branches. You can also use them on hardscaping features such as gazebos, railings, pergolas and arbors. 

Whether your favorite after dark activity in your outdoor living space is enjoying an al fresco dinner party with friends or soaking up the serenity in the company of a good book, outdoor lighting helps enhance the experience. 




Tags: outdoor living   lighting   DIY  
Categories: Uncategorized